Billing, Fees and Referrals:
Insurance / Billing:
We accept most insurance plans,
with few exceptions. You will be informed prior to your first visit if we do
not participate in your health plan. We file all primary insurance claims
for you. You are, however, ultimately responsible for any charges not paid
by your insurance company. We do not accept Medicaid, or any Medicaid HMO
plan, except Amerigroup, Medicaid HMO in Charlotte County ONLY.
“We DO accept Medicare assignment, but we do
NOT file any secondary insurance claims (including Medigap
claims) due to the excessive time and overhead required to do so.
Thus, a “CROSSOVER” between Medicare and the Medigap
(supplemental, or secondary plan) must be set up
in order for the Medicare patient to avoid paying the 20% coinsurance at
the time of service. Therefore, we ask all our Medicare patients to
set up a CROSSOVER if possible.
benefits are determined prior to the time of your initial visit, and will
be discussed with you at that time, prior to your visit with me. We do not
send bills, because the cost of paperwork and postage affect our fees. Your
copay, deductible, or coinsurance amount is expected at the completion of
each visit. Your may use cash, check, VISA or
MASTERCARD. We unfortunately do not accept other credit cards. By
Florida state law, a $25 fee will be assessed for all returned checks.
amount we collect is solely determined by what your insurance company tells
us with regard to benefits and deductible information. If you are without
insurance (self-pay), and or the amount owed is large or represents a
financial burden, please contact our billing manager.
for office visits are determined by the time spent, and the severity and
complexity of the medical problem. Please do not hesitate to discuss fees
with the front office staff, or with our office manager, if you have
you have been sent to us by another physician, please tell the front desk,
so that we may communicate with him/her as needed. Providing us with their
address, phone or fax number will also assist us.
© Copyright www.DrKlucka.com 2015
All Rights Reserved